In 2025, the Canada Child & Family Benefit (CCB) will continue to be an important source of tax-free, monthly financial support to families for the various expenses associated with children’s upbringing. Families can timely assess their estimated CCB payments using the online calculator, given the newly established annual maximums and straightforward eligibility criteria.
What is the Canada Child & Family Benefit?
The CCB is one of several programs funded by the government and supplied monthly by the Canada Revenue Agency (CRA). It aims to lighten the financial burden of those families with children below 18 years of age. While monthly payments support the CCB, those payments for low-income and middle-income families are crucial since those amounts are non-taxable, meaning families receive the full amount.
How Much can You Receive?
For 2025, the maximum annual CCB payments for children are $7,997 for children under six and $6,748 for each child aged six to seventeen. This translates to monthly amounts of around $666 and $562 respectively. The payments are also adjusted yearly for inflation. Families with children under the age of 18 and disabilities will also receive portable and additional monthly payments of $284 under the Child Disability Benefit.
Explanation of the Eligibility Criteria
In order for families to receive the CCB for the year 2025, they must fulfill a few conditions:
- The child must be under the age of 18 and be staying mostly with the person applying.
- The person applying must be a resident of Canada for tax reasons.
- The family must submit income tax returns for the previous year.
- Citizens, permanent residents, protected persons, and certain temporary residents qualify.
Free CCB Calculator
The CSA has a calculator that families can use to find out how much they expect to receive monthly. Families enter their net family income, number of children, and their ages, and the calculator generates a report estimating their CCB entitlements.
| Field | Data Example |
|---|---|
| Child’s Age | Under 6 / 6–17 |
| Net Income | $37,487 |
| Monthly CCB | $666 / $562 |
| Disability Top-up | $284 |
Payment Dates and Provincial Adiditions
Provinces provide their own child and family benefits on top of the federal CCB payments, including Alberta and BC supplements. They will be distributed on the same payment date. For shared custody arrangements, each parent will receive a payment of half the amount.
The Importance of the CCB Now More Than Ever
The CCB continues to be one of the most important benefits provided by the government because of rising costs of living. It helps defray costs on essential childcare, food, education, and healthcare. The CCB has also played a role in alleviating child poverty.
Frequently Asked Questions
Q1: What is the maximum CCB in 2025?
A: The maximum CCB is $7,997 for each child under 6 and $6,748 for each child from 6 to 17.
Q2: How do I obtain the monthly payment amount?
A: You can use the calculator provided by the Canada Revenue Agency. You will have to input your net income, how old your children are, and any disabilities.
Q3: Do I need to apply every year?
A: No, families only need to file their income taxes every year and that will ensure their eligibility.
